Integrating Mobile Money in 2026: practical guide
Orange Money, MTN MoMo, Wave, Moov: comparison, real fees and recommended architecture for a smooth checkout.
The 2026 landscape
Wave, Orange Money, MTN MoMo and Moov Africa now cover most of West and Central Africa. Start with an aggregator, then integrate directly once volume justifies it.
Common pitfalls
- Never trust the front-end callback
- Store both local currency and XOF/USD
- Plan for offline degraded mode